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Punjab & Sind Bank reports steady Q4FY26 performance with profit growth

in Finance, Market
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Punjab & Sind Bank reports steady Q4FY26 performance with profit growth
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Athira Sethu

Kochi, 28 April 2026

Punjab & Sind Bank delivered a stable performance in the March quarter of FY26, driven by growth in business volumes and better asset quality. While profitability improved notably, pressure on core income was visible, and the bank also announced a dividend subject to shareholder approval.

Financial Performance

MetricCurrent PeriodPrevious PeriodChange
Net Profit₹421.8 crore₹312.5 crore (YoY)↑ 35%
Net Interest Income (NII)₹974.8 crore₹1,122 crore (YoY)↓ 13%

Asset Quality

MetricCurrentPreviousChange
Gross NPA2.40%2.60% (QoQ)Improved
Net NPA0.79%0.74% (QoQ)Slightly Higher
Gross NPAs (Absolute)₹2,830.7 crore₹2,870.8 crore↓
Net NPAs (Absolute)₹919.19 crore₹795.93 crore↑

Dividend Details

ItemDetails
Final Dividend₹0.39 per equity share
Face Value₹10 per share
ApprovalSubject to AGM
Record DateTo be announced

Business Growth

MetricCurrentGrowth (YoY)
Total Deposits₹1.46 lakh crore↑ 12.37%
Gross Advances₹1.18 lakh crore↑ 18.39%
Total Business₹2.64 lakh crore↑ 14.98%

CASA Metrics

MetricCurrentPreviousChange
CASA Deposits₹44,873 crore—↑ 10.01%
CASA Ratio30.77%31.43% (YoY)Slight Decline

Share Price Movement (28th April, 2026)

MetricValue
Closing Price₹25.06
Change– 2.49% (NSE)

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