Athira Sethu
Kochi, 29 April 2026
Bandhan Bank posted a notable financial performance in the fourth quarter of FY26, with its Board approving audited results on April 28, 2026. The bank achieved a sharp rise in profitability, recording a 68% year-on-year increase in profit after tax, while revenues remained stable. The Board also recommended a dividend for shareholders, signaling confidence in the bank’s operational strength. Strategic appointments in senior management are expected to support growth in emerging business segments and enhance collection efficiency.
Financial Performance Highlights (Q4FY26 vs Q4FY25)
| Metric | Q4FY26 | Q4FY25 | Growth (%) |
| Profit After Tax | ₹534 crore | ₹318 crore | +68.0% |
| Revenue | ₹5,428 crore | ₹5,433 crore | -0.09% |
| Net Interest Income | ₹2,796 crore | ₹2,756 crore | +1.4% |
| Net Total Income | ₹3,567 crore | ₹3,456 crore | +3.2% |
| Operating Profit | ₹1,441 crore | ₹1,445 crore | -0.3% |
Asset Quality Improvement
| Metric | Q4FY26 | Previous Period | Trend |
| GNPA Ratio (YoY) | 3.27% | 4.70% | Improved |
| GNPA Ratio (QoQ) | 3.27% | 3.33% | Improved |
| NNPA Ratio (YoY) | 0.97% | 1.30% | Improved |
| NNPA Ratio (QoQ) | 0.97% | 0.99% | Improved |
| Provision Coverage Ratio (incl. SR) | 84.90% | – | – |
Balance Sheet Growth and Operational Metrics
| Metric | Mar’26 | Mar’25 | Growth (%) |
| Total Deposits | ₹1,66,344 crore | ₹1,51,212 crore | +10.0% |
| Advances | ₹1,54,233 crore | ₹1,36,995 crore | +12.6% |
| Total Assets | ₹2,11,237 crore | ₹1,914,763 crore | +10.3% |
The share price of Bandhan Bank was trading 11% up at Rs 199.17 at 11 AM (IST) on Wednesday in NSE.
