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UCO Bank Q3 FY26 result: Profit climbs 15.65% YoY; Business expands 13%, Asset quality improves

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UCO Bank trading in green after healthy Q4FY26 numbers

in Finance, Market
Reading Time: 3 mins read
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UCO Bank Q3 FY26 result: Profit climbs 15.65% YoY; Business expands 13%, Asset quality improves
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Athira Sethu

Kochi, 27 April 2026

UCO Bank, a public sector lender based in Kolkata, reported a 23% rise in net profit, reaching ₹801 crore for the fourth quarter ending March 31, 2026. Despite this positive profit growth, the bank’s income declined to ₹7,365 crore from ₹8,137 crore in the same period of the previous fiscal year. Interest income increased by 8.4%, but the overall income decrease was due to a drop in other operational revenue streams. The board has also recommended a dividend payout of ₹0.44 per share.

UCO Bank was trading 0.49% up at Rs 26.60 at 1.20 PM (IST) on Monday in NSE.

Financial MetricValue
Net Profit (Q4 FY26)₹801 crore
Net Profit (Q4 FY25)₹653 crore
Income (Q4 FY26)₹7,365 crore
Income (Q4 FY25)₹8,137 crore
Interest Income (Q4 FY26)₹6,656 crore
Interest Income (Q4 FY25)₹6,142 crore
Dividend Per Share (Proposed)₹0.44 per share
Key Asset Quality MetricsValue
Gross NPA (March 31, 2026)2.17%
Gross NPA (March 31, 2025)2.69%
Net NPA (March 31, 2026)0.27%
Net NPA (March 31, 2025)0.50%
Provision Coverage Ratio (March 31, 2026)97.79%
Capital Adequacy RatioValue
Capital Adequacy Ratio (March 31, 2026)18.61%
Capital Adequacy Ratio (March 31, 2025)18.49%
Equity Capital Raising PlanDetails
Equity Raising Proposal (FY 2026-27)270 crore equity shares (₹10 face value)
Amount to be Raised₹2,700 crore
Capital Raising InstrumentsQIP, FPO, etc.
Other Capital Raising PlansDetails
BASEL III Additional Tier I/Tier II BondsUp to ₹5,000 crore
Long-term Infra BondsIn one or more tranches

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