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AU Small Finance Bank reports strong Q4FY26 profit growth

in Finance, Market
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AU Small Finance Bank’s reports strong Q3FY26 performance; stock under pressure
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Athira Sethu

Kochi, 28 April 2026

AU Small Finance Bank Ltd reported a strong performance in the fourth quarter of FY 2025–26, posting a significant rise in profitability along with improved asset quality. The bank also announced a dividend, pending shareholder approval at its upcoming AGM, and made a key leadership appointment during the period.

Financial Performance Overview

MetricCurrent PeriodPrevious PeriodChange
Net Profit₹832 crore₹504 crore (YoY)↑ 65%
Net Interest Income (NII)₹2,582 crore₹2,094 crore (YoY)↑ 23%
Operating Profit₹1,352 crore₹1,292 crore (YoY)↑ 4.6%

Asset Quality

MetricCurrentPreviousChange
Gross NPA2.03%2.3% (QoQ)Improved
Net NPA0.74%0.88% (QoQ)Improved

Provisions

PeriodAmount
Current (YoY): Q4FY26₹269 crore
Previous Year (YoY)₹635 crore
Previous Quarter (QoQ)₹331 crore

Dividend & Management Update

ItemDetails
Dividend Declared₹1 per share (subject to AGM approval)
CFO AppointmentGaurav Jain appointed effective April 27

AU Small Finance Bank’s shares were trading 0.78% down at Rs 1,034.90 at 10.55 AM (IST) on Tuesday in NSE.

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