Athira Sethu
Kochi, 28 April 2026
AU Small Finance Bank Ltd reported a strong performance in the fourth quarter of FY 2025–26, posting a significant rise in profitability along with improved asset quality. The bank also announced a dividend, pending shareholder approval at its upcoming AGM, and made a key leadership appointment during the period.
Financial Performance Overview
| Metric | Current Period | Previous Period | Change |
| Net Profit | ₹832 crore | ₹504 crore (YoY) | ↑ 65% |
| Net Interest Income (NII) | ₹2,582 crore | ₹2,094 crore (YoY) | ↑ 23% |
| Operating Profit | ₹1,352 crore | ₹1,292 crore (YoY) | ↑ 4.6% |
Asset Quality
| Metric | Current | Previous | Change |
| Gross NPA | 2.03% | 2.3% (QoQ) | Improved |
| Net NPA | 0.74% | 0.88% (QoQ) | Improved |
Provisions
| Period | Amount |
| Current (YoY): Q4FY26 | ₹269 crore |
| Previous Year (YoY) | ₹635 crore |
| Previous Quarter (QoQ) | ₹331 crore |
Dividend & Management Update
| Item | Details |
| Dividend Declared | ₹1 per share (subject to AGM approval) |
| CFO Appointment | Gaurav Jain appointed effective April 27 |
AU Small Finance Bank’s shares were trading 0.78% down at Rs 1,034.90 at 10.55 AM (IST) on Tuesday in NSE.
