Athira Sethu
Kochi, 28 April 2026
Punjab & Sind Bank delivered a stable performance in the March quarter of FY26, driven by growth in business volumes and better asset quality. While profitability improved notably, pressure on core income was visible, and the bank also announced a dividend subject to shareholder approval.
Financial Performance
Metric Current Period Previous Period Change Net Profit ₹421.8 crore ₹312.5 crore (YoY) ↑ 35% Net Interest Income (NII) ₹974.8 crore ₹1,122 crore (YoY) ↓ 13%
Asset Quality
Metric Current Previous Change Gross NPA 2.40% 2.60% (QoQ) Improved Net NPA 0.79% 0.74% (QoQ) Slightly Higher Gross NPAs (Absolute) ₹2,830.7 crore ₹2,870.8 crore ↓ Net NPAs (Absolute) ₹919.19 crore ₹795.93 crore ↑
Dividend Details
Item Details Final Dividend ₹0.39 per equity share Face Value ₹10 per share Approval Subject to AGM Record Date To be announced
Business Growth
Metric Current Growth (YoY) Total Deposits ₹1.46 lakh crore ↑ 12.37% Gross Advances ₹1.18 lakh crore ↑ 18.39% Total Business ₹2.64 lakh crore ↑ 14.98%
CASA Metrics
Metric Current Previous Change CASA Deposits ₹44,873 crore — ↑ 10.01% CASA Ratio 30.77% 31.43% (YoY) Slight Decline
Share Price Movement (28th April, 2026)
Metric Value Closing Price ₹25.06 Change – 2.49% (NSE)
