Debasis Mohapatra
Bengauru, 6 Feb 2026
The Reserve Bank of India on Friday decided to hold the repo rate unchanged at 5.25%.
Here are some of the highlights:
1- Repo rate remained unchanged at 5.25%.
2- RBI maintained ‘neutral’ stance.
3- RBI raises CPI inflation projection for FY26 to 2.1% from 2.0% earlier.
4- Real GDP is estimated to grow at 7.4% in FY26.
5- RBI raised Q1FY27 GDP projection to 6.9% and also revised upwards Q2FY27 GDP projection to 7%.
6- CRR at 3%, SDF rate at 5.00%, MSF rate at 5.50%, Bank Rate at 5.50%.
Here is a link to RBI’s policy decision announcement & RBI Governor’s speech:
https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=62169: Policy Decision
https://rbidocs.rbi.org.in/rdocs/PressRelease/PDFs/PR2054C84A8B485FE04BC184F9FFF33C33C3A1.PDF: Governor’s Speech
