DBT Bureau
Pune, 6 Dec 2025
Punjab National Bank (PNB) has revised its Repo Linked Lending Rate (RLLR) after the Reserve Bank of India (RBI) reduced the repo rate on December 5, 2025.
In a regulatory filing, the bank informed the exchanges that the RLLR has been cut from 8.35% (including a 10 bps Business Strategy Premium) to 8.10% (including BSP), effective December 6, 2025.
PNB clarified that its Marginal Cost of Lending Rate (MCLR) and Base Rate remain unchanged.
The rate revision is expected to benefit borrowers with loans linked to the RLLR, while the unchanged MCLR and Base Rate suggest stable lending conditions for customers under those benchmarks.
