Debasis Mohapatra
Bengaluru, 5 Nov 2025
India’s largest bank, the State Bank of India posted better than expected second quarter earnings with improved net profit numbers.
Here is a snapshot of Q2FY26:
| Particulars | Q2FY26 | YoY Rise/Fall |
| Net Profit (Consolidated) | Rs 21,504.5 crore | 6.4% ↑ |
| Net Interest Income (NII) | Rs 42,984 crore | 3.28% ↑ |
| NIM (Net Interest Margin)- Domestic | 3.09% | 18 basis points ↓ |
| CASA Ratio | 39.63% | NA |
| Gross NPA | 1.73% | 40 basis points improvement |
| Net NPA | 0.42% | 11 basis improvement |
Advances & Deposits:
| Particulars | YoY Growth |
| Gross Advances | 12.73% ↑ |
| Total Deposit | 9.27% ↑ |
