Athira Sethu
Kochi, 2 Dec 2025
Bank of Maharashtra has delivered a solid performance for Q2FY26, registering a 23% increase in net profit at ₹1,633 crore compared to ₹1,327 crore in the same quarter last year. This growth was driven by a rise in net interest income and stable asset quality. Below are the key highlights from the bank’s financial performance:
| Particulars | Q2FY26 | Q2FY25 | Change (%) |
| Net Profit | ₹1,633 crore | ₹1,327 crore | +23% |
| Pre-Provision Operating Profit (PPOP) | ₹2,574 crore | ₹2,202 crore | +17% |
| Net Interest Income (NII) | ₹3,248 crore | ₹2,805 crore | +16% |
| Net Interest Margin (NIM) | 3.85% | 3.95% | -10 bps |
| Earnings from Treasury Operations | ₹120 crore | ₹89 crore | +35% |
| Gross Advances | ₹2.54 lakh crore | ₹2.17 lakh crore | +16.8% |
| Total Deposits | ₹3.10 lakh crore | ₹2.77 lakh crore | +12% |
| Credit-Deposit Ratio | 82% | 78% | +4% |
| Gross NPA Ratio | 1.72% | 1.74% | Improvement |
| Net NPA Ratio | 0.18% | 0.18% | Stable |
| Total Provision | ₹941 crore | ₹875 crore | +7.5% |
| Provision for Bad Loans | ₹583 crore | ₹598 crore | -2.5% |
