Debasis Mohapatra
Bengaluru, 9 Feb 2026
India’s largest bank, SBI posted strong third quarter results with sound increase in net profit. The bank, whose performance is seen as a barometer of Indian economy, saw its asset quality improving in Q3FY26.
Here is a snapshot:
Q3FY26 Performance: Standalone
| Particular | Q3FY26 | Rise/Fall YoY |
| Net Profit | Rs 21,028 crore | 24.5% ↑ |
| Net Interest Income | Rs 45,190 crore | 9% ↑ |
| Net Interest Margin | 3.12% | 3 basis points ↓ |
| Total Deposits | Rs 57.01 lakh crore | 9.02% ↑ |
| Gross Advances | Rs 46.83 lakh crore | 15.14% ↑ |
Asset Quality & other key ratios:
| Particular | Q3FY26 | Rise/Fall YoY |
| Gross NPA | 1.57% | 50 bps improvement |
| Net NPA | 0.39% | 14 bps improvement |
| Loan Loss Provision | Rs 3,216 crore | 39.5% ↑ |
| Credit Cost | 0.29% | 5 bps ↑ |
| CASA Ratio (Share of Domestic Deposits) | 39.13% | 7 bps ↓ |
Source: The information has been sourced from exchange filings by Data Biz Times team.
Disclaimer: The information is for educational purposes only.
