DBT Bureau
Pune, 7 Feb 2026
General Insurance Corporation of India (GIC Re) announced financial performance for the Nine months ended 31.12.2025 at the Board Meeting of company held in Mumbai today.
Premium, Claims & Profitability
| Metric | 9M FY25 | 9M FY24 | % Change |
|---|---|---|---|
| Gross Premium Income (₹ Cr) | 32,976.26 | 30,786.87 | +7.11% |
| Incurred Claims Ratio (%) | 86.93 | 90.42 | −3.86% |
| Underwriting Loss (₹ Cr) | 1,847.32 | 2,959.34 | −37.58% |
| Investment Income (₹ Cr) | 10,029.88 | 8,869.50 | +13.08% |
| Profit Before Tax (₹ Cr) | 7,833.23 | 5,842.98 | +34.06% |
| Profit After Tax (₹ Cr) | 6,137.94 | 4,518.47 | +35.84% |
Balance Sheet Strength
| Metric | Dec 2025 | Dec 2024 | % Change |
|---|---|---|---|
| Total Assets (₹ Cr) | 2,03,413.59 | 1,88,953.20 | +7.65% |
| Net Worth excl. Fair Value (₹ Cr) | 48,490.40 | 40,745.48 | +19.01% |
| Net Worth incl. Fair Value (₹ Cr) | 92,056.08 | 85,803.69 | +7.29% |
Solvency & Combined Ratios
| Metric | 9M FY25 | 9M FY24 | % Change |
|---|---|---|---|
| Solvency Ratio | 3.87 | 3.52 | +9.94% |
| Combined Ratio (%) | 106.88 | 110.46 | −3.24% |
| Adjusted Combined Ratio (%) | 85.08 | 89.12 | −4.53% |
General Insurance Corporation of India (GIC Re) shares closed at ₹380.55 on the NSE, rising ₹7.45 or 2.00%, as of February 6, 2026, at 3:30 PM.
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