DBT Bureau
Pune, 4 April 2026
Bandhan Bank Limited said in its latest exchange filing that it has reported sound business growth for this quarter and financial year ended March 31, 2026.
Total loans and advances increases to ₹1,54,235 crore, marking a 12.6% year-on-year (YoY) growth and a sequential rise of 6.2% which reflects sustained credit demand across segments.
The Bank’s total deposits reached to ₹1,66,344 crore, up 10.0% YoY and 6.1% quarter-on-quarter (QoQ). Retail deposits which including CASA grew 17.7% YoY to ₹1,22,547 crore, improving the retail-to-total deposit ratio to 73.67%.
CASA deposits of the bank increased by 2.8% YoY to ₹48,751 crore, while the CASA ratio stood at 29.31%.
Retail term deposits saw robust growth of 30.1% YoY which indicates customer preference for higher-yielding instruments.
For the time being, bulk deposits declined 6.9% YoY, indicating a strategic shift toward granular funding.
Bandhan Bank effectively maintained strong asset quality trends with pan-bank collection efficiency (excluding NPAs) improving to 98.9% in March 2026 from 98.1% in December 2025.
With a Liquidity Coverage Ratio(LCR) at approximately 131.76% the bank’s liquidity remained comfortable.
The bank noted that the disclosed figures are provisional and subject to audit and board approval.
