UCO Bank trading in green after healthy Q4FY26 numbers

Athira Sethu

Kochi, 27 April 2026

UCO Bank, a public sector lender based in Kolkata, reported a 23% rise in net profit, reaching ₹801 crore for the fourth quarter ending March 31, 2026. Despite this positive profit growth, the bank’s income declined to ₹7,365 crore from ₹8,137 crore in the same period of the previous fiscal year. Interest income increased by 8.4%, but the overall income decrease was due to a drop in other operational revenue streams. The board has also recommended a dividend payout of ₹0.44 per share.

UCO Bank was trading 0.49% up at Rs 26.60 at 1.20 PM (IST) on Monday in NSE.

Financial Metric	Value
Net Profit (Q4 FY26)	₹801 crore
Net Profit (Q4 FY25)	₹653 crore
Income (Q4 FY26)	₹7,365 crore
Income (Q4 FY25)	₹8,137 crore
Interest Income (Q4 FY26)	₹6,656 crore
Interest Income (Q4 FY25)	₹6,142 crore
Dividend Per Share (Proposed)	₹0.44 per share

Key Asset Quality Metrics	Value
Gross NPA (March 31, 2026)	2.17%
Gross NPA (March 31, 2025)	2.69%
Net NPA (March 31, 2026)	0.27%
Net NPA (March 31, 2025)	0.50%
Provision Coverage Ratio (March 31, 2026)	97.79%

Capital Adequacy Ratio	Value
Capital Adequacy Ratio (March 31, 2026)	18.61%
Capital Adequacy Ratio (March 31, 2025)	18.49%

Equity Capital Raising Plan	Details
Equity Raising Proposal (FY 2026-27)	270 crore equity shares (₹10 face value)
Amount to be Raised	₹2,700 crore
Capital Raising Instruments	QIP, FPO, etc.

Other Capital Raising Plans	Details
BASEL III Additional Tier I/Tier II Bonds	Up to ₹5,000 crore
Long-term Infra Bonds	In one or more tranches