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Credit Card spending trend in last 5 months

in Data Story
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Starting July 1, credit card bill payments through Cred & PhonePe could encounter difficulties
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Debasis Mohapatra

Bengaluru, 27 Dec 2025

Credit card spending has come down in November after spending surge seen in September and October amid festive season.

Here is a snapshot:

ParticularsCredit Card SpendRise/Fall Month-on-Month (MoM)
Nov, 2025Rs 1.90 lakh crore11.2% ↓
Oct, 2025Rs 2.14 lakh crore5.3% ↓
Sept, 2025Rs 2.26 lakh crore18.3% ↑
Aug, 2025Rs 1.91 lakh crore1% ↓
July, 2025Rs 1.93 lakh crore5.4% ↑

(Source: RBI data points)

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