Debasis Mohapatra
Bengaluru, 19 Jan 2026
HDFC Bank posted steady set of numbers in Q3FY26 though the bank had to make Rs 500 crore addtional provisions towards PSL (priority sector lending) book owing to RBI direction.
Here is a snapshot of its Q3 results:
| Particulars | Q3FY26 | Rise/Fall YoY |
| Net profit | Rs 18,650 crore | 11.5% ↑ |
| Net Interest Income (NII) | Rs 32,620 crore | 6.4% ↑ |
| Net Interest Margin (NIM) | 3.5% (on Interest Earning Asset) | 10 basis points ↓ |
| Average Advances | Rs 28.6 lakh crore | 9% ↑ |
| Average Deposits | Rs 27.5 lakh crore | 12.2% ↑ |
| Gross NPA | 1.2% | 20 basis points improvement |
| Net NPA | 0.4% | 10 basis points improvement |
