Athira Sethu
Kochi, 30 April 2026
Indian Bank, a state-owned lender, reported its financial results for the quarter ending March 31 and the fiscal year, showing consistent growth in its operational performance and enhanced asset quality. The bank reported a rise in net profit, increased net interest income, and a solid performance in asset management despite higher provisions due to external crises.
| Key Financial Metrics | Q4 FY26 | Q4 FY25 | YoY Change |
| Net Profit | ₹ 3,103 crore | ₹ 2,956 crore | +5% |
| Net Interest Income (NII) | ₹ 7,110 crore | ₹ 6,389 crore | +11.28% |
| Pre-Provision Operating Profit (PPOP) | ₹ 5,285 crore | ₹ 5,018 crore | +5.31% |
| Gross NPA (GNPA) | 1.98% | 2.09% | -0.11% |
| Net NPA (NNPA) | 0.15% | 0.19% | -0.04% |
| Provisions | ₹ 1,228 crore | ₹ 794 crore | +54.61% |
| Annual Performance (FY26) | FY26 | FY25 | YoY Change |
| Net Profit | ₹ 12,155 crore | ₹ 10,918 crore | +11.35% |
| Total Deposits | ₹ 8,27,726 crore | ₹ 7,37,154 crore | +12.29% |
| Gross Advances | ₹ 6,67,113 crore | ₹ 5,88,140 crore | +13.43% |
| Dividend & Fundraising | Details |
| Dividend per Share | ₹ 18.25 |
| Fundraising Plan | Up to ₹ 5,000 crore through QIP, FPO, or Rights Issue |
