IndusInd Bank reported its FY26 results with a mixed performance, showing a sharp recovery in the final quarter but continued pressure on full-year profitability. The bank’s Board approved the results on April 24, 2026, and announced a final dividend of ₹1.50 per share. While Q4FY26 saw a strong jump in profits, the overall annual numbers reflect challenges in income, margins, and loan growth, even as asset quality and capital position showed improvement.
Financial Performance Overview
Metric
Q4FY26
Q3FY26
QoQ Change
FY26
FY25
YoY Change
Net Profit
₹594 cr
₹128 cr
+364%
₹889 cr
₹2,576 cr
-65%
Total Income
₹6,085 cr
₹6,269 cr
-3%
₹25,211 cr
₹26,722 cr
-6%
Operating Profit
₹2,295 cr
₹2,270 cr
+1%
₹9,180 cr
₹10,661 cr
-14%
Net Interest Income
₹4,371 cr
₹4,562 cr
-4%
₹17,982 cr
₹19,031 cr
-6%
Asset Quality Trends
Metric
Q4FY26
Q3FY26
QoQ Change
Q4FY25
YoY Change
GNPA Ratio
3.43%
3.56%
-13 bps
3.13%
+30 bps
NNPA Ratio
1.00%
1.04%
-4 bps
0.95%
+5 bps
Provision Coverage
71%
72%
-1%
—
—
Net Interest Margin
3.39%
3.35%
+4 bps
3.46%
-7 bps
Balance Sheet Performance
Item
Q4FY26
Q3FY26
QoQ Change
Q4FY25
YoY Change
Total Deposits
₹3,99,931 cr
₹3,93,815 cr
+2%
₹4,10,862 cr
-3%
Advances
₹3,15,871 cr
₹3,17,536 cr
-1%
₹3,45,019 cr
-8%
CRAR
17.48%
16.94%
+54 bps
16.24%
+124 bps
Total Assets
₹5,43,394 cr
₹5,25,595 cr
+3%
₹5,54,107 cr
-2%
Business & Digital Highlights
Segment
Details
INDIE App
4.6 rating, 6.6M+ monthly transactions
Vehicle Finance
₹99,876 cr, 32% of loan book, +4% YoY
Retail Deposits Share
47.9% (vs 47.5% in Q3FY26)
Board Decisions
Item
Details
Dividend
₹1.50 per share (15%)
Record Date
June 26, 2026
Audit Opinion
Unmodified
Compliance
As per SEBI regulations
Stock Performance Snapshot
Period
Return
1 Day
-1.44%
5 Days
+0.01%
1 Month
+8.94%
6 Months
+11.63%
1 Year
+6.77%
5 Years
-0.24%
(This information is for educational purposes only. Please consult your financial advisor before investing in stocks.)
