Debasis Mohapatra
Bengaluru, 18 Jan 2026
ICICI Bank posted steady Q3FY26 numbers with improvement in asset quality. The bank’s MD & CEO, Sandeep Bakshi gets two year extension from board, which augurs well for the private sector ledner.
Here is a snapshot of its performance:
| Particulars | Q3FY26 | Rise/Fall YoY |
| Net profit | Rs 11,317.8 crore | 4% ↓ |
| Net Interest Income (NII) | Rs 21,932 crore | 7.7% ↑ |
| Net Interest Margin (NIM) | 4.3% | 5 basis points ↑ |
| Total Advances | Rs 14.66 lakh crore | 11.5% ↑ |
| Total Deposits | Rs 16.59 lakh crore | 9.2% ↑ |
| Gross NPA | 1.53% | 43 basis points improvement |
| Net NPA | 0.37% | 5 basis points improvement |
| Provision Coverage Ratio | 75.4% | 2.8% ↓ |
